Home is more than an address

By | Blog

A home is a place to call your own, raise your family, share with your friends and feel safe and secure. It is also one of the largest investments most people have. Leverage is the ability to control a larger asset with a smaller amount of cash through the use of borrowed funds. It has… Continued

November 12, 2019

Don’t Let a Killer In

By | Blog, General

Carbon Monoxide The Silent killerCarbon monoxide is a silent killer you don’t want in your home but because it is colorless and odorless; you may not even be aware the deadly condition exists. The Center for Disease Control says more than 400 people in the U.S. die annually from carbon monoxide poisoning and over 10,000… Continued

June 30, 2018

Tax Difference in Second Homes

The Tax Difference in Second Homes

By | Blog, General

A principal residence and a second home have some similar benefits, but they have some key tax differences. A principal residence is the primary home where you live and a second home is used mainly for personal enjoyment while limiting possible rental activity to a maximum of 14 days per year. Under the 2017 Tax… Continued

June 14, 2018

Assumptions May be an Alternative

Assumptions May be an Alternative

By | Blog, General

For the last 25 years, most buyers have gotten a new mortgage or paid cash when purchasing a home. For a practical reason, owner-occupant buyers have another alternative: assuming a lower interest rate existing FHA or VA mortgage. In the late 80’s, both FHA and VA began requiring buyers to qualify to assume their mortgages…. Continued

June 7, 2018

Are you ready to buy this home?

Are You Ready to Buy a Home?

By | Blog, General

Shoes, clothes, and the latest electronic gadget may be acceptable impulse purchases, but buying a home requires careful planning and informed decision-making. Whether you’re a first-time homeowner or a repeat buyer, purchasing a new home is a personal and financial undertaking that requires the support of an experienced team of professionals: a realtor, lender, and… Continued

May 29, 2015

Renting vs. Buying

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Those looking for a Hill Country home often wonder if they should rent or buy. There are quite a few variables to consider when making a decision between buying and renting. If you think you may be moving within the next few years, renting is probably the better option. Renting allows for more flexibility and… Continued

July 29, 2014

Delivering Clear Title

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Delivering a clear title can be an issue when dealing with divorced or divorcing sellers of a Hill Country home. It is important for your real estate agent to be absolutely sure that all owners of the home have signed the Seller’s Property Disclosure. If another legal owner of the home is found on the… Continued

July 22, 2014

What is a Seller’s Market?

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The Burnet Texas real estate market is called a seller’s market when the seller has the best market condition. The seller has the market condition when the demand for homes is high and the supply of homes available is low. When this happens and the economic conditions remain stable the seller is able to put… Continued

July 8, 2014

Burnet Texas Homes: Why Real Estate Deals Fail – Part 1

By | Blog

Most buyers and sellers of Burnet Texas homes are usually surprised when their real estate deal falls through, but the reasons this happens is often predictable for an experienced agent. Here are a few of the most common causes: Financing Problems If you are selling your home, you should never take your home off the… Continued

June 8, 2014

IRA Can Be used For Down Payment

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It seems that everyone knows that if they take out funds form an IRA before they reach 59 and ½ years of age, they will have to pay a ten percent tax penalty to the IRS. Good news is that if you are a “First Time Home Buyer” (Someone that has not owned a home… Continued

June 7, 2014

Dripping Dollars in Horseshoe Bay Real Estate

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Horseshoe Bay and most of the Texas Hill Country has been in a drought the last few years. If you can save money on your water bill then you can spend it improving your Horseshoe Bay Real Estate. Conserving water maybe thought of as a “Green” thing, but it can save you lots of money… Continued

May 28, 2013

Whose Commission Is It?

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One of the most common reasons buyers want to deal directly with the seller is because they feel they can save the commission. It’s a valid consideration but interestingly, it’s the same reason the seller isn’t employing an agent. Both parties cannot save the commission. The buyer feels they have earned it because they’ve had… Continued

May 15, 2013

Avoiding Unexpected Expenses

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It’s common for sellers to consider offering and buyers might find it an incentive, but a growing number of homeowners are purchasing the home warranties themselves to limit the unexpected expenses of repairs and replacements. A home protection plan is a renewable service contract that covers the repair or replacement of many of the components… Continued

May 8, 2013

Get Out of the Rent Race

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What’s It Going to Take? How much evidence is needed to make a decision to get out of the rent race and become a homeowner? Compare your rent with a mortgage payment on a similar size property. If you want a larger home than your current one, use the rent that property would require instead… Continued

May 1, 2013

How to Choose Your Realtor©

By | Blog | 1 Comment

When you are choosing a Realtor© you should be selective.  You need to pick someone you can work with.  You will be a team when it comes to selling your home, so you need to be able to work with the Realtor© as a team.  Choosing a Realtor© is as important as choosing a doctor,… Continued

April 8, 2013

Think like a Home Buyer

By | Blog | 1 Comment

How to Think like a Home Buyer I read a great book a few years ago; it was called “Stop Acting like a Seller and Start Thinking like a Buyer”.   The book was about retail sales and had nothing to do with real estate, or so I thought.   If you want to sell your home,… Continued

April 1, 2013

How to Pick a Home

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What, where and why are the main considerations when you are picking your first home.   I suggest that you decide where 1st. Where When you are deciding where you want to live it can be tricky.  You want to live in a place that suits your lifestyle. Do you have a commute to work?  If… Continued

March 25, 2013

Escrow and Closing Cost Basics

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When you want to buy our sale your home, you may be surprised about how many fees there are and how complex the process is.   The closing process is designed to make sure that everything in the purchase and sale agreement is performed legally per the contract.    The process will also assure that everything is… Continued

March 19, 2013